Interesting Wall Street Journal article that counter intuitively argues that the top 1% of income earners are often the most crash prone in their portfolios. Whatever your income level, portfolio composition, or family situation, take some time this holiday season to contemplate your estate plan and being sure you are comfortable with the level of risk you have assumed in your portfolio and assets. A good estate plan will be flexible enough to handle changes in your income, your assets and portfolio, and family situation.

(c) 2011, Stephen M. Johnson, Esq.